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In criminal law, fraud is intentional deception made for personal gain or to damage another individual; the related adjective is fraudulent, and verb is defraud. fraud is a crime and a civil law violation, though the specific criminal law definition varies by legal jurisdiction. defrauding people or entities of money or valuables is a common purpose of fraud. a hoax also involves deception, but without the intention of gain or of damaging or depriving the victim.
There's no time like the present.
It brings punishment in line with older types of fraud
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