What email provider do you use? The classic Hotmail? Perhaps the rising Gmail? Or maybe you just Yahoo because you find it ironic. Whatever you use, here is a terrifying thought: there is a decided connection between what email provider you use, and what your credit score is.
Don’t believe me? A survey was taken with 20,000 credit scores, and the score and the email providers were linked, and it became clear: the word after the @ in your email address tells more about you, than you thought. Take a look:
You can read the chart for yourself, if you use Yahoo, AOL, or Hotmail, you are the bottom rungs of the credit score list. Gmail, Comcast, and BellSouth are indicative of the highest scores. This partly makes sense, Comcast and BellSouth are broadband providers, and if you can afford cable internet enough to keep an email account with them, you are paying your bill. Pay the bill, boost your credit score.
The free providers, perhaps more generally used by accessing public computers or using dial-up connections, would be used by people who might have less money, which is indicated by their lack of broadband. Of course, generally less money coincides with a lower credit score. These are broad strokes, attack me not.
Finally, Gmail is a bit of a red herring in the mixture: it is a free service, with a userbase with top tier credit. My thought is that due to its insane popularity with the technorati and the educated, its free status hurts it less than Yahoo or Hotmail. Also, Gmail is used by a number of universities (Northwestern, for example) as the basis for their collegiate email. Perhaps we can then draw a general connection between education and usage of Gmail.
What do you use? Are you offended by this?















Hmmmm, I have Gmail, MSN & Yahoo accounts so I’m not sure where that puts me. Yes, I have reasons why.
Did they actually track the email provider (i.e., the MX record in DNS) or the domain after the @ sign? All those “Northeastern Universities,” for example, don’t have @gmail.com after their user name, they have @northeasternuniversity.edu.
Microsoft also has a hosted e-mail/apps service called Live@Edu at http://www.liveatedu.com which is increasingly popular.
Great another bullshit research study.
Thank you for sharing.
Here’s another BS research: Men with long fingers are more likely to steel in the super market than men with short fingers.
Research suggested that men with 10% longer fingers were more willing to steal than..bla bla bla bla bla…….bullshit.
Wanna know what your credit rating is REALLY based on?
It’s your fucking paycheck, that’s what it is based on!!!
And in the US it doesn’t matter what e-mail address you got. You get a fucking credit card offer every 5 seconds. Hell, people with no income and no assets could get a friggin mortgage on a house they could not afford in a million fucking years (NINJA mortgages anyone?).
That’s one of the reason why we’re in a global recession now.
Conclusion: GREAT BULLSHIT INFO
PS: The fact that something is new, doesn’t make it news worthy.
What are credit scores???
Looks like those yahoo account holders need to use the company that just raised my credit score by 79 points!! I’m a yahoo user and I no longer fall in that catagory thanks to BoostMyScore.Net Check ‘em out! They have a perfect history with the BBB too!
Haha, I understand. I got sick of having them all mixed, and just pull everything into Gmail.
Hmm, I was thinking that after the users were introduced to Gmail via their school, they would continue to use it after school. But they might track that, I am not sure.
Excellent find, I had not seen that.